Tier 2 · Red-Flag Detector
Which red flags are in this artifact?
Every artifact is synthetic and human-authored — no real names, carriers, plans, or ZIPs. Tag every flag you see. Submissions reveal misses, over-flags, and the underlying citations.
Training material only. Not legal, compliance, or enrollment advice. Always defer to current CMS guidance, your FMO's compliance team, and your carrier certifications. See disclaimers.
Call opener · 3 flags
Cold-call opener with a $50 gift card
Purchased-list dial with no prior consent, no SOA, and an inducement.
Reviewed Jul 14, 2026OpenFlyer · 3 flags
Direct-mail flyer implying CMS endorsement
Federal-looking envelope, superlative benefit claims, no disclaimer.
Reviewed Jul 14, 2026OpenLobby setup · 2 flags
Unattended pharmacy-lobby clipboard collecting MBI + DOB
Sign-in sheet in a pharmacy lobby capturing sensitive identifiers.
Reviewed Jul 14, 2026OpenCall opener · 1 flag
TPMO call recording turned off at client request
Agent disables call recording mid-conversation as an accommodation.
Reviewed Jul 14, 2026OpenSMS / text · 3 flags
Autodialed text blast to a purchased list
Bulk SMS to numbers on the federal DNC with no prior consent.
Reviewed Jul 14, 2026OpenCall opener · 1 flag
In-home MA appointment pivoting into final-expense
Mid-appointment pivot into a non-Medicare product without a new SOA.
Reviewed Jul 14, 2026Open
Educational drill only. Rules and CMS guidance evolve — always defer to current CMS publications, your FMO compliance team, and your carrier certifications.
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