Tier 2 · Plan-Fit Consultation
Pick the product path that fits the client.
Synthetic client profiles — age band, meds, providers, budget, travel, chronic conditions, region. Every product option is weighted with a rationale. No single 'right' answer, no consumer-facing script.
Training material only. Not legal, compliance, or enrollment advice. Always defer to current CMS guidance, your FMO's compliance team, and your carrier certifications. See disclaimers.
Northeast + Southeast (seasonal) · 70–74
Snowbird with out-of-state specialists
Splits the year across two regions and sees specialists in both.
Reviewed Jul 15, 2026OpenLarge urban metro · 65–69
Urban and budget-conscious
Low fixed income, uses only in-network local providers.
Reviewed Jul 15, 2026OpenSuburban Midwest · 60–64 (disability)
Dual-eligible with chronic conditions
Qualifies for Medicaid and has multiple chronic conditions.
Reviewed Jul 15, 2026OpenRural West · 65–69
Rural client with strong provider loyalty
Small-town resident who insists on keeping a long-time primary care doctor.
Reviewed Jul 15, 2026OpenSuburban West Coast · 65–69
Healthy active retiree, frequent international travel
Low healthcare utilization but travels abroad several times per year.
Reviewed Jul 15, 2026OpenSuburban Northeast · 65–69
Recently retired, employer coverage ending
Just retired, employer coverage ending next month, no clear preference yet.
Reviewed Jul 15, 2026Open
Educational drill only. Rules and CMS guidance evolve — always defer to current CMS publications, your FMO compliance team, and your carrier certifications.
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