Election Scenario

Permanent move out of service area

Beneficiary permanently relocating; notified plan two weeks before move.

Training material only. Not legal, compliance, or enrollment advice. Always defer to current CMS guidance, your FMO's compliance team, and your carrier certifications. See disclaimers.

Scenario

A beneficiary is moving permanently to a different region on June 1. They notified their current MA plan on May 15. Their new address is outside the current plan's service area. They want to know their election-period options.

Which election period applies?

Annual Election PeriodOct 15 – Dec 7. Changes take effect January 1.SEP — Permanent moveTriggered by a permanent change of residence out of plan service area.No election period currently appliesNo election window is open for this specific request today.Medicare Advantage Open EnrollmentJan 1 – Mar 31. One MA-to-MA or MA-to-Original-Medicare change.

On this scenario: 0/0 correct — no attempts yet.

Sources

Reviewed Jul 14, 2026 · GoAEP editorial

42 CFR §422.62
Medicare Advantage election periods (AEP, OEP, SEPs).
medicare.gov — Enrollment periods
Consumer-facing overview of enrollment period timing.

Not marketing material. Not for consumer distribution. CMS rules evolve — verify against current guidance before use.

Educational drill only. Rules and CMS guidance evolve — always defer to current CMS publications, your FMO compliance team, and your carrier certifications.